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Steps to Get Started: Homebuying

Buying a home is one of the most exciting milestones in life, but it can also feel overwhelming if you’re not sure where to start. Whether you’re a first-time buyer or ready to make your next move, having a clear roadmap makes all the difference.


Here are the key steps to help you begin your homebuying journey with confidence:


1. Assess Your Finances

Before diving into listings, take a close look at your budget. Review your income, monthly expenses, and savings to determine how much you can comfortably afford. Don’t forget to consider costs like property taxes, insurance, and maintenance.


2. Get Pre-Approved for a Mortgage

Getting pre-approved gives you a clear understanding of your buying power and shows sellers that you’re a serious buyer. A lender will review your financial information and provide a pre-approval letter — an important first step before making offers.


3. Define What You Want in a Home

Make a list of your must-haves, nice-to-haves, and dealbreakers. Consider location, size, number of bedrooms, and proximity to work, schools, and amenities. This helps narrow your search and keeps you focused on what truly matters.


4. Partner with a Trusted Realtor

Working with an experienced real estate professional ensures you have expert guidance throughout the process. A realtor can help you find homes that match your criteria, schedule showings, negotiate offers, and navigate the paperwork with ease.


5. Start Touring Homes

This is where the fun begins! Explore homes that fit your goals and budget. Keep an open mind — sometimes a home with great potential may just need a few personal touches to feel perfect.


6. Make an Offer and Negotiate

Once you’ve found “the one,” your realtor will help you make a competitive offer based on market conditions and comparable sales. Negotiations may follow, but with the right guidance, you’ll find the right balance between value and price.


7. Schedule Inspections and Appraisal

After your offer is accepted, it’s time for inspections and appraisal. These ensure the home’s condition and value align with your expectations and the lender’s requirements.


8. Close the Deal and Get Your Keys

Once all documents are signed, funds are transferred, and the transaction is recorded, you’ll officially become a homeowner! Congratulations — your new chapter begins here.


Final Thoughts

The homebuying process may seem complex, but with the right preparation and support, it’s a smooth and rewarding experience. Whether you’re just getting started or ready to take the next step, I’m here to guide you through every stage of the journey.


Let’s turn your dream of homeownership into a reality. 🏡


Your NorCal Realtor

M&M Real Estate

BRE Lic# 01938720

Cell: Call/Text 707-330-2324


About Scott Sweeney


SweeneySells

Full Time Realtor 13 Years +

Over 100 Families Served

Top 5% Producing Agent

Buying & Listing Specialist

Contract & Negotiation Ninja

CSUS Business & Marketing Graduate 2006


With quickly serving over a 100 families, Scott Sweeney has become a top 5% producing Realtor in the greater Sacramento area who has helped clients from the Bay Area to South Lake Tahoe. Scott has a Bachelor Of Science in Business Administration, with a concentration in Marketing from CSUS. His education, and extensive background in the hospitality, marketing, and real estate industries, have helped Scott to become one of the leading, and most sought after agents in the area.


Reach out to SweeneySells today, and take the first step towards your real estate goals!

📞707-330-2324




Top Producer 2016-2023


"I appreciate your business & referrals!"


Hours Mon-Fri 9am-6pm

Sat By Appointment

Sun Off


Schedule a call or zoom with us here! 👇




 
 
 

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