How to Invest in Real Estate Without Buying Property
- Scott Sweeney
- 5 days ago
- 3 min read
Real estate is often seen as a reliable way to build wealth—but not everyone wants to become a landlord, flip houses, or deal with property maintenance. The good news? You can still invest in real estate without ever owning a physical property. From REITs to crowdfunding, here are smart alternatives for growing your real estate portfolio without the headaches of homeownership.
📈 1. Real Estate Investment Trusts (REITs)
REITs are companies that own, operate, or finance income-producing real estate. Think shopping malls, apartment buildings, hospitals, and office spaces.
Why Choose REITs:
Traded on major stock exchanges like stocks
Easy to buy and sell
Offer regular dividend income
No property management required
Best For: Beginners and investors looking for liquidity
🤝 2. Real Estate Crowdfunding Platforms
These platforms pool money from multiple investors to fund real estate projects, like apartment complexes or commercial developments.
Popular Platforms: Fundrise, RealtyMogul, Crowdstreet
Pros:
Low minimum investment (as low as $10 in some cases)
Access to larger commercial projects
Passive income through dividends and appreciation
Cons:
Often less liquid than REITs
May be limited to accredited investors for certain deals
Best For: Investors looking for higher potential returns and willing to accept more risk
🧾 3. Real Estate Notes (Mortgage Note Investing)
When someone buys a home with a mortgage, that mortgage becomes a “note.” Investors can purchase these notes and collect payments from borrowers.
Types of Notes:
Performing (borrowers are paying on time)
Non-performing (borrowers are behind or defaulting)
Pros:
Can buy notes at a discount
Earn interest income monthly
Potential to take control of property through foreclosure (in non-performing cases)
Cons:
Requires more due diligence
Not beginner-friendly
Best For: Experienced investors with risk tolerance and capital
🛠️ 4. Real Estate Mutual Funds & ETFs
These funds hold a basket of REITs or real estate-related assets, providing instant diversification.
Pros:
Hands-off and professionally managed
Diversified exposure
Accessible via most brokerage accounts
Best For: Investors seeking passive exposure to real estate
🎯 Final Takeaway
You don’t need to buy a house or become a landlord to tap into the power of real estate investing. Whether you're looking for passive income, long-term growth, or diversification, there are options to match your goals and risk tolerance, without ever picking up a hammer.
Scott Sweeney
Your NorCal Realtor
M&M Real Estate
BRE Lic# 01938720
Cell: Call/Text 707-330-2324
About Scott Sweeney
SweeneySells
Full Time Realtor 13 Years +
Over 100 Families Served
Top 5% Producing Agent
Buying & Listing Specialist
Contract & Negotiation Ninja
CSUS Business & Marketing Graduate 2006
With quickly serving over a 100 families, Scott Sweeney has become a top 5% producing Realtor in the greater Sacramento area who has helped clients from the Bay Area to South Lake Tahoe. Scott has a Bachelor Of Science in Business Administration, with a concentration in Marketing from CSUS. His education, and extensive background in the hospitality, marketing, and real estate industries, have helped Scott to become one of the leading, and most sought after agents in the area.
Reach out to SweeneySells today, and take the first step towards your real estate goals!
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