The 20% down payment rule has long been a golden standard in real estate—but is it truly required in today’s market? The short answer: not always. Let’s break down what you actually need to know.

With changing interest rates, a shifting housing landscape, and evolving tenant preferences, the answer isn’t one-size-fits-all. Here’s what to consider.

Here's a homeowner-friendly checklist to help you stay on top of it all..

Here's an in-depth look at the current trends shaping Sacramento's real estate market.