Whether you’re a first-time buyer, investor, or growing family, choosing the right neighborhood is one of the most important decisions you’ll make.

As rates continue to fluctuate in 2025, understanding how they impact affordability is crucial for both buyers and sellers looking to make smart moves.

Whether you’re a seller looking to attract modern buyers or an investor watching market trends, understanding these changes can help you stay ahead of the curve.

Here’s the truth: the perfect time to buy rarely exists. Instead, there are strategic times when buying offers unique advantages—and right now is one of them.